Trucking Business Loans in California
Freight factoring, truck financing, fuel advances, and working capital for California owner-operators and fleets. Same-day funding on freight bills. Fresno-based — we know the I-5 and 99 corridors.
No hard credit pull. No obligation. 5-minute application.
Who we fund
Built for California carriers.
From a single-truck owner-operator to a 50-truck fleet — programs that match your stage.
Owner-Operators
First truck, second truck, or authority purchase. Startup-friendly programs with as little as 6 months in operation.
Learn moreSmall & Mid-Size Fleets
Fleet expansion, trailer purchases, and working capital for 2–50 truck operations.
Learn moreFreight Brokers
Broker factoring and working capital to pay carriers before shippers pay you.
Learn moreRepair & Service
Equipment loans for diesel shops, tire service, and mobile mechanics serving CA carriers.
Learn moreTrucking loan programs
What we can fund for your California trucking business.
Freight Factoring
Same-day advances (90–95%) on freight bills. Fuel cards, credit checks on brokers/shippers, and back-office support included. Recourse or non-recourse.
Learn moreTruck & Trailer Financing
$25K–$500K per unit. New or used Class 8, box trucks, reefers, dry vans, flatbeds. 24–72 month terms. Startup and re-establishing credit programs available.
Learn moreDOT-Authority Working Capital
$10K–$500K for carriers with active DOT/MC authority. Cover fuel, insurance, and operating gaps between settlements.
Learn moreFuel Advance Programs
Advance up to 50% of a load's freight bill at pickup to cover fuel and en-route expenses. Balance funded on delivery.
Learn moreEquipment Refinance
Cash out equity in trucks or trailers you own. Free up capital for expansion, taxes, or major repairs.
Learn moreSBA & Term Loans for Fleets
$50K–$5M for established carriers (2+ years) looking to consolidate debt, buy real estate, or acquire another fleet.
Learn moreGet a funding decision for your fleet in 24 hours.
5-minute application. No hard credit pull. No obligation.
Why California carriers work with us
We know California trucking.
- Fresno-based. We know CARB, the 99/I-5 corridor, port drayage in Long Beach and Oakland, and the ag freight cycle in the Central Valley.
- Same-day freight factoring. Submit a load, get paid the same day. Fuel cards and credit checks included.
- Startup-friendly truck financing. Programs for carriers with new authority, low credit, or first-truck buyers.
- CARB Clean Truck Check ready. Emissions-compliant equipment financing structured for California's stricter fleet rules.
- No upfront fees. We get paid by the lender or factor when you fund. If you don't fund, you don't pay.
Serving carriers across California
Statewide coverage — every major freight hub.
Ready to fund your California trucking business?
5-minute application. No hard credit pull. A California advisor reviews every file personally.