California small business funding

Equipment Financing for California Businesses

Equipment financing lets you buy or lease the equipment your business needs without draining cash. The equipment itself secures the loan, so approval often comes down to the asset and your business — not just your credit score.

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Amount

$10,000 – $5,000,000

Term

1 – 6 years

Speed

Funding in 2–5 business days

Best for

Who this product fits

Construction, trucking, restaurants, medical, manufacturing, and trades
Businesses that need new or used equipment but want to preserve cash
Owners with average credit who would not qualify for an unsecured loan

Use of funds

What businesses use it for

Trucks, trailers, and commercial vehicles
Restaurant ovens, walk-ins, and kitchen build-outs
Construction and landscaping equipment
Medical, dental, and salon equipment
IT, software, POS systems, and office tech

See what your California business qualifies for.

5-minute application. No hard credit pull. No obligation.

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Qualifications

General requirements

6+ months in business (startups considered with strong credit)
$8,000+ in monthly revenue
550+ FICO typical
Equipment quote or invoice from a vendor

Specific qualifications vary by lender and program. The numbers above reflect the most common bars for this product in our network — they are not a guarantee of approval or specific terms.

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