Cannabis Business Loans in California
$50K–$5M in real capital for licensed California dispensaries, cultivators, manufacturers, and distributors. Fresno-based. California operators, California lenders, California-first underwriting.
No hard credit pull. No obligation. 5-minute application.
Who we fund
Every licensed California cannabis operator.
DCC-licensed, in good standing, plant-touching or ancillary — we've got a lender for you.
Licensed Dispensaries
Working capital, build-outs, POS upgrades, security system financing, and acquisition capital for licensed CA retailers.
Learn moreCultivators
Greenhouse expansion, lighting, HVAC, irrigation, and harvest-cycle working capital for licensed indoor, mixed-light, and outdoor grows.
Learn moreManufacturers & Processors
Extraction equipment, packaging lines, commercial kitchens, and Type 7 / Type 6 facility financing.
Learn moreDistributors & Delivery
Vehicle fleets, secure transport buildouts, cold storage, and operating capital for licensed distribution operators.
Learn moreCannabis loan programs
What we can fund for your California cannabis business.
Working Capital
$50K–$2M advanced against monthly revenue. Repaid daily or weekly. Funded in 3–7 business days. Best for payroll, inventory buys, tax obligations, and cash-flow gaps.
Learn moreEquipment Financing
$25K–$5M for extraction gear, cultivation lighting, HVAC, packaging lines, POS, security, delivery vehicles. Equipment secures the loan — credit matters less.
Learn moreCannabis Real Estate
Acquisition, refinance, and construction financing for licensed dispensary, cultivation, and manufacturing properties across California.
Learn moreLine of Credit
Revolving capital for operators with 12+ months of history. Draw what you need, pay interest only on what you use.
Learn moreAcquisition Financing
Capital to buy a licensed CA dispensary, cultivation facility, or manufacturing license. Structured around cash flow of the target business.
Learn moreVendor / Invoice Financing
Convert unpaid B2B invoices from dispensaries and distributors into working capital — critical for cultivators and manufacturers on Net-30 to Net-90 terms.
Learn moreSee what your California cannabis business qualifies for.
5-minute application. No hard credit pull. No obligation.
Why California operators work with us
We're California. Our lenders understand California.
- Fresno-based, California-focused. We're not a national broker bolting cannabis onto a general funding site. Cannabis lending is a core program.
- DCC-aware underwriting. Our lenders know what a valid California DCC license looks like, understand track-and-trace, and don't panic at Metrc data.
- 280E-conscious structuring. Programs are built for the reality of federal tax treatment on plant-touching operators.
- Faster than banks. Most credit unions and cannabis banks are for deposits, not lending. Funding typically closes in 1–3 weeks vs 90+ days.
- No upfront fees. We get paid by the lender when you fund. If you don't fund, you don't pay.
Serving licensed operators across California
Statewide coverage — from Humboldt to San Diego.
Ready to fund your California cannabis business?
5-minute application. No hard credit pull. A California lending advisor reviews every file personally.