California small business funding
Revenue-Based Financing for California Businesses
Revenue-based financing advances you capital today against your future revenue. Repayment is tied to a percentage of your daily or weekly sales — so when business is slow, your payment is smaller. No collateral. No minimum FICO on most offers.
Amount
$5,000 – $2,000,000
Term
3 – 24 months
Speed
Funding in 24–72 hours
Best for
Who this product fits
- Businesses with consistent monthly deposits but challenged credit
- Owners who need speed — same-week or next-day funding
- Businesses whose revenue moves up and down month to month
Use of funds
What businesses use it for
- Inventory, marketing, and growth spend
- Covering payroll and operating expenses
- Bridging until a big AR payment lands
- Replacing more expensive short-term debt
Qualifications
General requirements
- 6+ months in business
- $10,000+ in monthly revenue
- No minimum FICO on most offers
- 3 months of recent business bank statements
Specific qualifications vary by lender and program. The numbers above reflect the most common bars for this product in our network — they are not a guarantee of approval or specific terms.
Ready to see what you qualify for?
No credit pull. No obligation. A few minutes to see real options.
See If You Qualify (No Credit Pull) →