California small business funding

Commercial Real Estate Financing in California

Commercial real estate financing for California owner-occupied and investment properties. Use it to purchase a new building, refinance an existing CRE loan, cash-out for renovations, or fund tenant improvements.

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Amount

$250,000 – $10,000,000

Term

10 – 30 years

Speed

Funding in 25–40 days

Best for

Who this product fits

Business owners buying the property they operate out of
Investors purchasing or refinancing income-producing CRE
Owners renovating, expanding, or repositioning a property

Use of funds

What businesses use it for

Owner-occupied office, retail, industrial, mixed-use
Investment property purchase and refinance
Cash-out refinance for renovations or expansion
Construction completion and bridge financing

See what your California business qualifies for.

5-minute application. No hard credit pull. No obligation.

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Qualifications

General requirements

Property in California (or borrower based in California)
Verifiable income or property cash flow
Reasonable LTV (typically up to 75–80%)
Appraisal and standard CRE underwriting documentation

Specific qualifications vary by lender and program. The numbers above reflect the most common bars for this product in our network — they are not a guarantee of approval or specific terms.

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