California small business funding
Commercial Real Estate Financing in California
Commercial real estate financing for California owner-occupied and investment properties. Use it to purchase a new building, refinance an existing CRE loan, cash-out for renovations, or fund tenant improvements.
Amount
$250,000 – $10,000,000
Term
10 – 30 years
Speed
Funding in 25–40 days
Best for
Who this product fits
- Business owners buying the property they operate out of
- Investors purchasing or refinancing income-producing CRE
- Owners renovating, expanding, or repositioning a property
Use of funds
What businesses use it for
- Owner-occupied office, retail, industrial, mixed-use
- Investment property purchase and refinance
- Cash-out refinance for renovations or expansion
- Construction completion and bridge financing
Qualifications
General requirements
- Property in California (or borrower based in California)
- Verifiable income or property cash flow
- Reasonable LTV (typically up to 75–80%)
- Appraisal and standard CRE underwriting documentation
Specific qualifications vary by lender and program. The numbers above reflect the most common bars for this product in our network — they are not a guarantee of approval or specific terms.
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