California small business funding
Cannabis Business Loans for California Dispensaries, Cultivators & Manufacturers
Traditional banks won't touch cannabis. We work with a specialized network of cannabis-friendly lenders funding licensed California operators — dispensaries, cultivators, manufacturers, distributors, and testing labs. Working capital, equipment, real estate, and expansion capital available for plant-touching and ancillary businesses.
Amount
$50,000 – $5,000,000
Term
6 months – 10 years
Speed
Funding in 1–3 weeks
Best for
Who this product fits
- Licensed California dispensaries and retail storefronts
- Cultivators and indoor/outdoor grow operations
- Manufacturers, extractors, and edibles producers
- Distributors, delivery services, and testing labs
- Ancillary and MSO/multi-state operators expanding into California
Use of funds
What businesses use it for
- Working capital and payroll
- Grow room build-out, lighting, HVAC, and cultivation equipment
- Extraction and manufacturing equipment
- POS systems, security, compliance software, and dispensary build-outs
- Real estate acquisition and tenant improvements
- Inventory, packaging, and marketing
- Acquisitions, expansion, and license purchases
See what your California business qualifies for.
5-minute application. No hard credit pull. No obligation.
Qualifications
General requirements
- Active California cannabis license (or clear path to licensure)
- 6+ months of operating history preferred (pre-revenue considered case-by-case)
- $25,000+ in monthly revenue for revenue-based programs
- Business bank account and recent statements
- Real estate, equipment, or receivables for asset-backed programs
Specific qualifications vary by lender and program. The numbers above reflect the most common bars for this product in our network — they are not a guarantee of approval or specific terms.
Keep exploring
Related guides & programs
Dig deeper into the topics and products California owners ask about most.
Cannabis Loans California — Full Program
Dispensaries, cultivators, manufacturers, distributors.
Learn moreDispensary Financing in California
Build-out, POS, security, and acquisition capital for licensed CA retailers.
Learn moreCannabis Equipment Financing
Extraction, lighting, HVAC, packaging, delivery vehicles.
Learn moreCannabis Working Capital Loans
Payroll, taxes, and cash-flow gaps for licensed operators.
Learn moreReady to see what you qualify for?
No credit pull. No obligation. A few minutes to see real options.
Check Cannabis Funding Options →