California small business funding

No Credit Check Business Loans in California

When you apply with us, there is no hard credit pull on the initial review. The lender network we work with underwrites primarily on revenue and bank statement history — not your FICO score. Many of these offers have no minimum credit score requirement at all.

Check Eligibility (No Credit Pull) →

Amount

$5,000 – $2,000,000

Term

3 – 24 months

Speed

Funding in 24–72 hours

Best for

Who this product fits

Owners with a 500 FICO or below
Businesses with a past bankruptcy, tax lien, or credit event
Owners protecting their credit from another hard inquiry

Use of funds

What businesses use it for

Working capital and payroll
Inventory and equipment purchases
Emergency expenses and short-term cash flow gaps
Refinancing high-cost short-term debt

See what your California business qualifies for.

5-minute application. No hard credit pull. No obligation.

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Qualifications

General requirements

6+ months in business
$10,000+ in monthly revenue
No minimum FICO on most offers
Business bank statements (last 3 months)

Specific qualifications vary by lender and program. The numbers above reflect the most common bars for this product in our network — they are not a guarantee of approval or specific terms.

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